In 2018, Black Hills Community Loan Fund began working with a woman who had a goal of building her credit so that she could become a homeowner. She obtained a Small Dollar Loan and paid it off within six months. In 2019, she obtained a Credit Builder Loan and was able to pay off some debt.

During this time, she also worked with one of our coaches to take steps toward her home-buying goal. By 2021, the client paid off 90% of her long-term debt and increased her credit from 580 to 680. On October 1, 2021, she closed a loan on a mobile home where she plans on residing into her retirement 10 years from now.