Individuals & Families
Empowering Opportunities
Empowering Opportunities
We provide the education, guidance, and capital for you to achieve your personal financial goals.
Education
We offer group trainings and individual coaching designed to build financial capability.
Loans
We have a variety of loan products to help you improve your credit or renovate your home.
Training & Coaching
Financial Education Training
Building Native Communities: Financial Skills for Families is a culturally-appropriate financial education curriculum that will help you to realize your traditional values and make informed financial decisions for yourself, your family, and your community.
Financial Coaching
Our coaches will help you along your journey toward financial independence with customized action plans, goal setting, financial education, and credit building activities.
Loan Products
Graduation Loan
up to $500
Is someone you know graduating this year? This loan can help you prepare for the celebration by covering costs for a cap & gown, pictures, invitations, a start quilt, venue, or menu items. Loan proceeds can be used for any graduation level from Head Start to college and anything in between. Deadline to apply is March 28, 2024.
Small Dollar / Micro Loan
$500 - $2,500
Small Dollar-Micro loans can be used for emergency situations, personal uses, and stability needs.
Credit Builder / Debt Consolidation
$2,500 - $10,000
Staff will work with clients to assess their current credit and assist them in creating a plan to improve their score using a Credit Builder loan. Loans will then be used to pay down a client’s debt. The activity is reported to a credit bureau, which potentially improves the client’s credit, assuming the client makes all payments timely.
Home Improvement
$2,500 - $25,000
We provide Home Improvement loans for the rehabilitation and/or improvement of a borrower’s primary residence.
Loan Products
Small Dollar / Micro Loan
$500 - $2,500
Small Dollar-Micro loans can be used for emergency situations, personal uses, and stability needs.
Credit Builder / Debt Consolidation
$2,500 - $10,000
Staff will work with clients to assess their current credit and assist them in creating a plan to improve their score using a Credit Builder loan. Loans will then be used to pay down a client’s debt. The activity is reported to a credit bureau, which potentially improves the client’s credit, assuming the client makes all payments timely.
Home Improvement
$2,500 - $25,000
We provide Home Improvement loans for the rehabilitation and/or improvement of a borrower’s primary residence.